Learning Center Archives - Willis, Willis & Rizzi | Personal Injury Lawyers

18 Wheeler Accident Attorneys

At Willis, Willis & Rizzi our philosophy is that if a truck driver is entrusted to move an 18 wheel vehicle across that state or country we are going to dig in and research thoroughly that both the semitruck driver and the trucking company have followed all regular traffic laws as well as the litany of federal regulations that govern their activities.

Back Injury Attorneys

The goal, always, in any of these back injury cases is to get you back to where you were before the collision. So, how do we get there? And how do we get there as quickly as possible, with the least amount of hassle possible, and get you compensated for your time and money that you missed out on from work, and get your bills paid.

Concussion Injury Attorneys

At Willis, Willis & Rizzi we think that this new concussion testing is good news in a lot of ways for victims because it will help them get the care they need, quicker. From the legal side it will help us prove that there was a concussion where in the past there has been ambiguity if there was or wasn’t a concussion.

How Long Is This Going To Take?

At Willis, Willis & Rizzi we’re often asked, “How long is my personal injury case going to take?” The key factor here is, do you want to be fully compensated?

Understanding Workers Compensation Claims

Learn about Workers Compensation claims and why it is important to have a personal injury attorney help you and ensure the process is handled correctly.

Serious Injury Attorneys

There are a multitude of items that separate outstanding serious injury attorneys from the “run-of-the-mill” attorneys in handling serious injury cases. At Willis, Willis & Rizzi we have handled a wide variety of serious injury claims and specialize in getting the best outcome for our clients.

Understanding Medical Payment Coverage on Your Auto Insurance Policy

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Understanding Medical Payment Coverage on Your Auto Insurance Policy

Many auto insurance policies include medical payment coverage. That coverage is there to provide money to pay for medical bills for injuries suffered as a result of an auto collision. When dealing with insurance companies and hospitals, many times the medical payment coverage gets mixed in with health insurance coverage, and not to the injured party’s benefit.

When you are injured in an auto accident and you go to the emergency room, hospitals make you sign paperwork, and they will ask about your auto insurance. And they are very quick to jump out and bill your medical payment coverage in the hopes of getting paid under that coverage, rather than your health insurance. The reason is the hospital and your health insurance company likely already have a negotiated contract that spells out how much the hospital will be paid for medical services.

However, the hospital will often bill your auto insurance under medical payment coverage in the hope that since there is no existing contract, the auto insurance company will cover the full amount of the medical bills, rather than the negotiated rates established with your health insurance. Oftentimes this is exactly what happens, because your auto insurance company is quick to process the bills under the medical payment coverage to close out your claim. Usually, medical payment coverage is in the $1,000 to $5,000 range, although there are insurance companies who will offer more.

At Willis, Willis & Rizzi our concern with this tactic is that the medical payment coverage is now gone, and you didn’t even know what happened! And in some situations, you may need to see your primary care doctor again and have additional tests or treatment that may not be covered under your health insurance. But you have some coverage under your medical payment coverage, right? But then you find out your auto insurance company already paid out the money from your medical payment coverage!

Don’t try and go it alone, call us today!

Having medical payment coverage is one thing, but knowing how to deal with it is another. And this is why it is important to hire a personal injury attorney who is navigating all of these insurance complexities. You have enough going on to try and get better from your injuries or help a family member who has been injured. You don’t have time to try to navigate the insurance companies and who should be billing who, and what has been paid and by whom, and what ultimately is in your best interest.

If you think about football and your in the blue tent on the sidelines trying to figure out what is going on and you have your health insurance company, your auto insurance company, the hospital, and other medical providers out on the field doing what they think is best for THEM, and you’re not involved in the conversation. So, you should hire someone who is outside of the blue tent, out on the field running the show on your behalf because at the end of the day, you are the injured party.

Call Willis, Willis & Rizzi today at 330-535-2000 or fill out the inquiry form on this page and speak to a personal injury attorney.

Auto Insurance Policy Exclusions You Should Ask About

There are situations where many of the large auto insurance companies (think of the ones you see advertising on TV) have insurance coverages that have a lot of exclusions or “holes” in the coverage they provide. It’s important to ask your insurance agent or company about these types of situations if you are often on the road with the potential to be hit by a vehicle. Are you covered under your auto insurance policy? Some companies will cover you while others will not.

Children Drivers and Auto Insurance Coverage

One of the largest insurance companies in the world will use a tactic where they will designate an individual as an insured under your auto policy, or as a driver. They will also encourage their insurance agents to list children who are under your policy as drivers rather than insured – because the coverage is watered-down for someone listed as a driver as opposed to being listed as an insured.